News

After the festive season, many people find themselves longing for some sunshine and warm weather, to escape the gloom of the cold, dark UK winter.

Booking a holiday in the new year gives people something to look forward to, even if the journey is still several months away. 

Whether it’s a long-awaited tropical getaway, a cultural city break or an adventurous expedition, once the destination, dates and location are sorted there’s another important task that should be done before the holiday excitement takes over…and that’s book some travel insurance! 

Some people only consider booking travel insurance a few weeks before their departure, but this can be a big mistake.  It’s crucial to book travel insurance as soon as a holiday is booked, and here are 4 reasons why:

1. Protection against unexpected cancellations
One of the most significant benefits of securing travel insurance early is coverage for unforeseen cancellations. Life is unpredictable, and circumstances such as illness, injury, family emergencies or other commitments can force a trip to be cancelled or rescheduled. Booking travel insurance at the same time as booking a holiday ensures you are covered from day one, so costs could be reclaimed that otherwise might be lost.

 2. Coverage for pre-departure issues
Booking travel insurance early ensures protection for if an airline goes bankrupt, a natural disaster affects a destination or personal reasons force a change of plan. Should this happen, travel insurance could save-the-day, and save financial loss through no fault of your own. 

 3. Medical and emergency benefits
If a member of your travel group falls ill or sustains an injury before departure, travel insurance can offer options to save travellers being out of pocket if they’re no longer able to continue with their original plans. Cover may even be available for people with pre-existing medical conditions, as long as this information is shared at the time of taking out the policy.

4. Peace of mind
Travel should be a stress-free experience, and booking insurance early removes the worry of potential disruptions. Knowing your insurance can cover cancellations, delays or other mishaps can reduce the amount of worry in the run up to a holiday and maximise the excitement! 

So don’t wait, secure holiday insurance early, to maximise the benefits of the policy and travel with confidence!

Prizm Solutions can help source annual travel insurance policies to cover your international adventures.  Just contact us for a quote or to find out more.