News

In today’s world, we often turn to the internet when we need help with anything because it’s so quick and easy. 

But quick and easy isn’t always the best way to buy insurance…. 

If you’re buying insurance by just clicking some boxes online, then you may not realise that, by arranging cover on the internet,  you’re effectively acting as your own adviser. You tick the boxes, you decide what you think you need and you hope it’s right. If something’s unclear or you’ve misunderstood a question, you may only discover the problem when you come to make a claim and the insurer says you’re not properly covered. 

Which is why it’s advisable to buy insurance through a trusted broker, like Prizm Solutions. 

A broker will take time to get to know all the details about you and your business, in order to understand any potentials risks involved. He or she will explain any jargon and help you choose the right insurance cover for your bespoke needs. 

That way, you can be sure you’ll have a policy that will pay out when you need it to, rather than spending good money on a bad policy that turns out not to be worth the paper it’s written on if you come to make a claim. 

And if you do need to claim on your insurance, you’ll experience another advantage of using a broker.  You simply make one call to your broker, who will then sort out the claim on your behalf.  Imagine how much time, effort and stress that will save you! 

Buying insurance on the internet versus through a broker is the difference between searching for a random plumber on Google or being recommended one by your neighbour.  It’s about having people you can trust, who’ll look after your needs properly, and who will be there for you when you really need them. 

So, when it comes to buying insurance, ask yourself whether you really understand what you’re buying.  If not, look for someone with the relevant experience to advise you.  

The internet gives you a product – but an experienced insurance broker gives you advice, support and a policy that does exactly what you need it to when the proverbial hits the fan. 

If you’re still unsure, click here to read our blog about whether you should use an insurance broker.  Or, just try us for yourself and see what you think.  

Just give Prizm Solutions a call, chat to our friendly team, and see how we can help you.  You might never go back to buying insurance any other way again!