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When you hear the term Tradesman or Tradesperson Insurance, it’s easy to think that it’s only for builders, electricians and plumbers. But this type of business insurance isn’t only for manual trades. It can also protect self-employed professionals and small business owners who trade with other professional skills. 

For example, if you’re an archaeologist, after-dinner speaker, artist, astronomer, bookkeeper, dog groomer or dressmaker, you still rely on your tools, your expertise and your reputation to operate and grow your business. That means you also face risks, whether that’s from damaged equipment or liability claims.  And that’s where Tradesman / Tradesmen / Tradesperson / Tradespeople Insurance can make all the difference.

A tailored policy can be built around your business, with cover such as:

• Public Liability Insurance – offering protection if someone is injured or property is damaged as a result of your work.

• Professional Indemnity Insurance – covering mistakes, errors or professional negligence.

• Tools, Equipment & Stock Cover – safeguarding items like laptops, art supplies or sewing machines.

• Cyber Insurance – any business using a computer is vulnerable these days.

Perhaps a bookkeeper might need professional indemnity insurance if a client suffers a loss due to an error. An artist might want tools and equipment cover to protect valuable materials or artwork. A dog groomer might need public liability insurance if someone gets hurt in their grooming salon. A dressmaker could lose of all of their customer and accounting data in the event of a drive-by cyber attack.

What can Tradesperson Insurance include?

Whether you’re based in a salon, a studio, an office or out on the road, Tradesperson Insurance gives you the reassurance that your business, reputation and livelihood protected, whatever your trade. 

If you’re still not sure what insurance is best for you or your business, just give us a call.  We’re always happy to chat about what you do and what you might need, in order that you get covered for what’s important. 

As well as Tradesman Insurance, Prizm Solutions offers a wide-range of other insurance cover too, including Office Contents Insurance, Retailers Insurance, Legal Expenses Insurance and many more. Just check out the Business Insurance and Personal Insurance section on our website.